With the passing of the new Cares Act to help businesses during this time, there are a lot of questions regarding how to obtain the disaster relief.  We can help  aid in the process. 


We are directing all clients to our direct contact with Bank OZK, Brandi Davis.  She is by far the best personal and business banker we have dealt with over the past 12 years.  She is able to walk you through the entire process for FREE.  

Brandi Davis

Email - brandi.davis@ozk.com

Personal Cell Phone - 904.994.7578


As you may have heard the deadline to file taxes has been extended until July 15th due to the outbreak of the Coronavirus.  In an effort to comply with Center for Disease Control (CDC) and the World Health Organization (WHO) guidelines for public safety, we will be shifting our services to a more virtual approach to protect our family and yours.  We have rescheduled all face to face meetings for the month of March and April in an effort to curb the spread of this virus and flatten the curve.  We are hoping to resume face to face meetings in May.  Raising Cents is still fully operational and prepared to assist you with your accounting needs.  If you would like to complete your taxes before May we have developed two different options to assist.  Please review the options below to see which is the best fit for you.  


I am here to answer any questions you may have.  I pray that our country comes together, our community supports each other, and our families are healthy and safe.  

Josh Napolitano

Drop Off


  • Locked, secure drop box

  • I collect documents every Thursday.

  • Office open from 9 am to 5 pm Monday through Saturday

  • 475 West Town Place, Ste 205B, St Augustine, FL 32092

  • Client form and pen next to drop box

  • I will text and email when we receive documents

  • I will email or text if I have any questions

  • Once complete I will email return to review and e-sign

  • Turn around 2 weeks



  • Super secure online portal, SmartVault

  • Quickest service

  • Click button to fill out Client Form

  • Wait for email to set up access to SmartVault

  • View video on how to upload documents

  • Scan and upload all necessary items to Client Source Document folder under TY19

  • I will text or email with any questions

  • Once complete I will email your return to review and e-sign

  • Turn around 1 week

  • If you are a previous client, you can upload all docs to your SmartVault and send us a text.


May 1 - July 15

  • Click the Schedule Face to Face button

  • Choose a day and time that suits your schedule

  • I will receive your appointment time

  • I will send you a link to fill out the Client Form

  • I will send you a reminder text of the appointment 1 day in advance

  • Bring all your tax documents

  • I will sit with you and prepare the return, review last year's, and prepare for next year

  • Turn around 2 hours on appt day

All Clients Receive Access to SmartVault

Items Needed
  • W2s, 1099s, 1098s

  • Stock sales, dividends, interest, health ins

  • Previous year return

  • Driver's license

  • Voided check

  • Client Form

Upload Docs
Schedule Appt



475 West Town Place, Ste 205B

St Augustine, FL 32092

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